Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall?

Q: Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall? A: You do not need to speak to the insurance adjuster for the at-fault party for your slip and fall. It is always advisable to talk to an attorney who may or may not allow you to talk to the other insurance company, but it is never a good idea to talk to the insurance company in a slip and fall unless you’ve got Read More +

Can I sue the driver of the car I was riding in if I was injured in a Florida car accident?

Q:Can I sue the driver of the car I was riding in if I was injured in a Florida car accident? A: Yes, even though you’re a passenger in a car that caused the car accident, you can still make a claim against the driver. ‘Cause you were not at fault, you’re a passenger in the car and theoretically you’re seatbelted in. And if the other driver was at fault, there’s no prohibition for making a claim against the at-fault driver, even though it was Read More +

The Critical Importance of Obtaining “UM” Car Insurance

This is a subject I’ve written about before and it’s time to do it again: If you do not have uninsured motorist protection (“UM”) on your policy of car insurance you are potentially placing yourself and your family in a position of financial jeopardy. I know insurance is complicated and with car insurance policies you’re sometimes buying up to five or six separate types of insurance. While all insurance coverages have merit, UM will protect you and your family if you’re injured in a car Read More +

I Just Witnessed A Car Hit A Bicyclist

Last week, as I sat in my car at a red light around dusk, I saw two teens crossing in a crosswalk with the right of way across a big 6 lane road (Main Street, Dunedin). One teen was walking and the other was on her bicycle. As you know, all bicyclists are supposed to walk their bicycles across the street, and now I know why. While I had the red light, the cross street had a green light. However, even though there’s a green Read More +

Will Your Family Physician See You After Your Car Wreck?

So, you’ve been in a car crash and you’re achy and sore. You didn’t go to an emergency room because you knew you didn’t have any broken bones, internal injuries or bleeding. Will your long term family doctor now see you to assess the injuries? Well, of course, my family doctor will see me. Why wouldn’t he? I’ve been a patient for years! There’s about a 50-50 chance your primary care physician will want nothing to do with you after a crash. Is it because they can’t Read More +

Do You Have Enough Car Insurance? Don’t Find Out After The Crash.

When I sign up a new client injured from a car crash, one of the first questions I ask is: “Tell me about your own car insurance coverage…..” I’m never surprised when a client responds: “I’m fully covered.” The problem is this is a fairly meaningless statement. Do you know about your car insurance coverage? It’s really important and you should. So, let’s break it down in easy language. Insurance in Florida is complicated and really boring, so this will be a challenge to make Read More +