Will Your Family Physician See You After Your Car Wreck?

So, you’ve been in a car crash and you’re achy and sore. You didn’t go to an emergency room because you knew you didn’t have any broken bones, internal injuries or bleeding. Will your long term family doctor now see you to assess the injuries? Well, of course, my family doctor will see me. Why wouldn’t he? I’ve been a patient for years! There’s about a 50-50 chance your primary care physician will want nothing to do with you after a crash. Is it because they can’t Read More +

Do You Have Enough Car Insurance? Don’t Find Out After The Crash.

When I sign up a new client injured from a car crash, one of the first questions I ask is: “Tell me about your own car insurance coverage…..” I’m never surprised when a client responds: “I’m fully covered.” The problem is this is a fairly meaningless statement. Do you know about your car insurance coverage? It’s really important and you should. So, let’s break it down in easy language. Insurance in Florida is complicated and really boring, so this will be a challenge to make Read More +

Have My Pre-Existing Injuries Reduced the Value of My Recent Car Crash Injuries to Nothing?

Most people reach a certain age and it’s unlikely that some part of their body hasn’t sustained some degree of prior trauma or degeneration. Remember that high school football injury to your knee 30 years ago? Yeah, it likely bothers you today – especially when the weather changes. In fact, lots of people have either degeneration to a joint, like a knee or shoulder, or an area of their spine without even knowing it. It may be “asymptomatic”, or without symptoms. It’s just as a Read More +

Five “Don’ts” If You’re in A Low Speed Impact Car Crash

Many car accidents are low speed impact ones that do not result in a lot of property damage. Our roads are so congested we’re often playing bumper cars with each other and experiencing or witnessing minor crashes. If you’re on the road a lot, you may see a number of these on any given day. Here’s what not to do if you’re involved in a minor wreck: 1. We Don’t Need the Police! Well, yes you probably do need the police! Investigating agencies (Florida Highway Read More +

Let’s Talk Car Insurance! “Zzzzzzzz….(snore)…….”

This might be the most important thing you read today, but it may also be the most boring. Nobody likes to discuss car insurance, so I’ll keep it short. You need UM/UIM car insurance on your policy! It could save you and your family… Let me explain: So many people in Florida think they have “full coverage”. That phrase is so misused it has almost no meaning. When you buy car insurance you’re actually buying about five different types of insurance. “PIP” –  will pay Read More +

Gov. Rick Scott’s New Year’s Gift You Cannot Return

This is probably my most important blog post since I started writing one year ago. Please take a few moments to read this – it is, after all, about you if you drive a car in Florida. Much like the ugly sweater you received this Christmas that cannot be return without the receipt, our governor is giving you something you didn’t need or want, it’s a nasty piece-of-work and it’s coming your way on January 1, 2013. Like it or not – it’s going to Read More +