What Is The Difference Between The Cash Option And The Annual Payment Option For Florida Lottery Prizes?

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Q: What is the difference between the cash option and the annual payment option for Florida Lottery prizes? A: For those who choose, when they win the lottery especially when it’s a long number, they can just take it annually. It can be paid out to them for so long as they live and so long as that prize is still in existence. If something happens to that winner, it would go to their heirs. Most people, and I mean the vast majority of people, Read More +

What Is A Permanent Injury?

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Q: What is a permanent injury? A: Florida statutes define a permanent injury as death, physical scarring, and pain and suffering in general and most clients end up in the pain and suffering category in general which can be anything related to the neck and back or joints or knee pain, shoulder pain, things like that. Even headaches, even things you can’t necessarily determine on an x-ray, but it takes a doctor, whether it’s a chiropractor or an orthopedist or a neurologist to state that Read More +

Do I Need New Insurance Policies After Winning The Florida Lottery?

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Q: Do I need new insurance policies after winning the Florida Lottery? A: After you’ve won the Florida lottery, really all your insurance policies should be reviewed for adequate coverage. So certainly your car insurance coverage should be increased, depending on what you already currently have, also property insurance. You can also get an umbrella, a $1,000,000 umbrella, on top of both your car insurance and homeowner’s insurance. And also, health insurance, some people don’t have health insurance, and if not, you certainly can afford Read More +

Who Pays For My Injuries If I Am Injured In A Florida Car Accident?

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Q: Who pays for my injuries if I am injured in a Florida car accident? A: Motorcycles are not required to have no-fault insurance. Some car insurance companies do provide for the policy of PIP in order to pay for your medical bills. If you don’t have PIP or no fault insurance to pay for your medicals as it goes, you would have health insurance hopefully to pick up those bills. If not you would need to make a claim against the at-fault driver for Read More +

Do I need to contact my insurance company about my Florida car accident?

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Q: Do I need to contact my insurance company about my Florida car accident? A: Most of the time when you’re in an accident, you do want to let your car insurance company know especially if you’re going to be treating for any injuries or to get some basic treatment, especially if your car is damaged and you may have to have your car fixes. It’s always a good idea to contact your car insurance company, and sometimes they’ll let you know if there are Read More +

What should I do after I fall to protect my rights?

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Q: What should I do after I fall to protect my rights? A: This all falls into the heading of preserving the evidence. And some people, when they fall, get embarrassed and pick themselves up and leave, never the right thing to do. If you’ve fallen, you need to determine what you fell on. And this may require taking out your cellphone and taking some photos of the area where you fell. If you were seen by a witness, definitely secure the name and contact Read More +