What Is A Permanent Injury?

Q: What is a permanent injury? A: Florida statutes define a permanent injury as death, physical scarring, and pain and suffering in general and most clients end up in the pain and suffering category in general which can be anything related to the neck and back or joints or knee pain, shoulder pain, things like that. Even headaches, even things you can’t necessarily determine on an x-ray, but it takes a doctor, whether it’s a chiropractor or an orthopedist or a neurologist to state that Read More +

Do I Need New Insurance Policies After Winning The Florida Lottery?

Q: Do I need new insurance policies after winning the Florida Lottery? A: After you’ve won the Florida lottery, really all your insurance policies should be reviewed for adequate coverage. So certainly your car insurance coverage should be increased, depending on what you already currently have, also property insurance. You can also get an umbrella, a $1,000,000 umbrella, on top of both your car insurance and homeowner’s insurance. And also, health insurance, some people don’t have health insurance, and if not, you certainly can afford Read More +

How COVID-19 May Affect Your Case

Treatment: Life as we know it has come to an abrupt, but hopefully brief, pause. Most things seem to have slowed, been interrupted or come to a complete stop. If you’re an injury client, just know that if stop seeing your treating physician, you case will also stall. To resolve an injury claim, attorneys need to know from your doctor your diagnoses and future prognoses. Docs cannot assess that when they have an absentee patient. And when it comes time to settle your claim, most Read More +

Do I need to contact my insurance company about my Florida car accident?

Q: Do I need to contact my insurance company about my Florida car accident? A: Most of the time when you’re in an accident, you do want to let your car insurance company know especially if you’re going to be treating for any injuries or to get some basic treatment, especially if your car is damaged and you may have to have your car fixes. It’s always a good idea to contact your car insurance company, and sometimes they’ll let you know if there are Read More +

Who pays my medical bills if I am injured in a Florida motorcycle accident?

Q: Who pays my medical bills if I am injured in a Florida motorcycle accident? A: Motorcycles are not required to have no-fault insurance. Some car insurance companies do provide for the policy of PIP in order to pay for your medical bills. If you don’t have PIP or no-fault insurance to pay for your medicals as it goes, you would have health insurance hopefully to pick up those bills. If not you would need to make a claim against the at-fault driver for all Read More +

Do I have to give a recorded statement to the insurance company in a Florida auto accident case?

Q: Do I have to give a recorded statement to the insurance company in a Florida auto accident case? A: There really are two insurance companies in this situation regarding recorded statements. The first is your own company and because you’ve got a policy of insurance with your insurance company, which is basically a contract, you do have to obey the terms of the contract, which normally are a recorded statement. With regards to the insurance company for the at-fault party, by no means should Read More +