What Is A Permanent Injury?

Q: What is a permanent injury? A: Florida statutes define a permanent injury as death, physical scarring, and pain and suffering in general and most clients end up in the pain and suffering category in general which can be anything related to the neck and back or joints or knee pain, shoulder pain, things like that. Even headaches, even things you can’t necessarily determine on an x-ray, but it takes a doctor, whether it’s a chiropractor or an orthopedist or a neurologist to state that Read More +

How COVID-19 May Affect Your Case

Treatment: Life as we know it has come to an abrupt, but hopefully brief, pause. Most things seem to have slowed, been interrupted or come to a complete stop. If you’re an injury client, just know that if stop seeing your treating physician, you case will also stall. To resolve an injury claim, attorneys need to know from your doctor your diagnoses and future prognoses. Docs cannot assess that when they have an absentee patient. And when it comes time to settle your claim, most Read More +

I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?

Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault? Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made Read More +

What is liability insurance?

Q: What is liability insurance? A: Liability insurance is insurance that covers you in the event you’re in a car accident and you, in fact, are at fault. It prevents the injured party from going after your personal assets or your house or your salary, things like that. If you have car insurance and you have liability insurance, see if you can get the most insurance limits that you can reasonably afford. Nobody wants to be insurance-poor, but the minimum insurance in Florida for liability Read More +

How long does it take to settle a Florida auto accident case?

Q: How long does it take to settle a Florida auto accident case? Well, the AMA guides to the evaluation of permanent impairment says that you basically need to treat for about six months or longer. Right off the bat we’re looking at about six months until a doctor can determine if you’ve got a permanent injury. If your case settles without filing suit, typically within the six to nine month range your case can be resolved. However, if a litigation has to be filed, Read More +

If I miss work as a result of a Florida car accident, can my lost wages be recovered?

Q: If I miss work as a result of a Florida car accident, can my lost wages be recovered? Yes, car insurance that you own or that you have does allow for 60% of your provable wages. If you’re employed, your car insurance company will look at the average of your last 13 weeks salary. However, if you’re self employed, the answer is more complicated. Your car insurance company will pay for 60% of your lost wages based on income tax returns from previous years. For Read More +