I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?

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Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault? Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made Read More +

What is liability insurance?

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Q: What is liability insurance? A: Liability insurance is insurance that covers you in the event you’re in a car accident and you, in fact, are at fault. It prevents the injured party from going after your personal assets or your house or your salary, things like that. If you have car insurance and you have liability insurance, see if you can get the most insurance limits that you can reasonably afford. Nobody wants to be insurance-poor, but the minimum insurance in Florida for liability Read More +

Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall?

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Q: Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall? A: You do not need to speak to the insurance adjuster for the at-fault party for your slip and fall. It is always advisable to talk to an attorney who may or may not allow you to talk to the other insurance company, but it is never a good idea to talk to the insurance company in a slip and fall unless you’ve got Read More +

Can I sue the driver of the car I was riding in if I was injured in a Florida car accident?

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Q:Can I sue the driver of the car I was riding in if I was injured in a Florida car accident? A: Yes, even though you’re a passenger in a car that caused the car accident, you can still make a claim against the driver. ‘Cause you were not at fault, you’re a passenger in the car and theoretically you’re seatbelted in. And if the other driver was at fault, there’s no prohibition for making a claim against the at-fault driver, even though it was Read More +

Can I Be Found Liable In Florida If My Car Was Rear-Ended In A Crash?

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It’s very unlikely. Whenever somebody rear-ends somebody else it is presumed that the party who rear-ended the other vehicle is at fault. The only exception to that is basically insurance fraud when somebody will pull directly in front of you and then jam on their brake in order to create a fake accident. Short of that, no. If you’re rear-ended, you will never be found at fault.   Image credit: 123rf.com  

How To Royally Screw Up Your Injury Case

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Whenever a new personal injury client is interviewed in my office, I always address the issue of social media. In short, be very careful what you post on social media. While Instagram and Facebook may be the most effective way to communicate your fun happenings with friends and family near and far, social media postings are discoverable in the event of a lawsuit. This means that if you’re injured from a car crash or some other event of negligence of another and you end up Read More +