Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?
Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made against your car insurance as well as the driver’s car insurance company.