What is liability insurance?

Q: What is liability insurance? A: Liability insurance is insurance that covers you in the event you’re in a car accident and you, in fact, are at fault. It prevents the injured party from going after your personal assets or your house or your salary, things like that. If you have car insurance and you have liability insurance, see if you can get the most insurance limits that you can reasonably afford. Nobody wants to be insurance-poor, but the minimum insurance in Florida for liability Read More +

Can a passenger recover damages for injuries caused by other driver in Florida auto accident case?

Yes, absolutely, a passenger can collect for any injuries and disabilities as a result of a car accident from the other driver. In fact, most of the times, passengers are considered to have no comparative negligence on their behalf, meaning that they didn’t contribute to the car accident because they weren’t a driver, they were a passenger, and if they were belted, they were seatbelted in the seat, then there should be no problems to making a claim against the other driver.

Are Witnesses Important In A Florida Slip And Fall Case

A witness can be critical in a slip and fall case in Florida. Sometimes when people fall, their first reaction is embarrassment, and they wanna pick themselves up and leave, and it’s only later that they determine that they’ve sustained an injury. While most people aren’t concerned about preserving the evidence after a fall injury, it’s most important to get the name and contact of any person who saw you fall, the reason why you fell, what you fell on, and that is in fact Read More +

The Critical Importance of Obtaining “UM” Car Insurance

This is a subject I’ve written about before and it’s time to do it again: If you do not have uninsured motorist protection (“UM”) on your policy of car insurance you are potentially placing yourself and your family in a position of financial jeopardy. I know insurance is complicated and with car insurance policies you’re sometimes buying up to five or six separate types of insurance. While all insurance coverages have merit, UM will protect you and your family if you’re injured in a car Read More +

I Just Witnessed A Car Hit A Bicyclist

Last week, as I sat in my car at a red light around dusk, I saw two teens crossing in a crosswalk with the right of way across a big 6 lane road (Main Street, Dunedin). One teen was walking and the other was on her bicycle. As you know, all bicyclists are supposed to walk their bicycles across the street, and now I know why. While I had the red light, the cross street had a green light. However, even though there’s a green Read More +