The Critical Importance of Obtaining “UM” Car Insurance

This is a subject I’ve written about before and it’s time to do it again: If you do not have uninsured motorist protection (“UM”) on your policy of car insurance you are potentially placing yourself and your family in a position of financial jeopardy. I know insurance is complicated and with car insurance policies you’re sometimes buying up to five or six separate types of insurance. While all insurance coverages have merit, UM will protect you and your family if you’re injured in a car Read More +

I Just Witnessed A Car Hit A Bicyclist

Last week, as I sat in my car at a red light around dusk, I saw two teens crossing in a crosswalk with the right of way across a big 6 lane road (Main Street, Dunedin). One teen was walking and the other was on her bicycle. As you know, all bicyclists are supposed to walk their bicycles across the street, and now I know why. While I had the red light, the cross street had a green light. However, even though there’s a green Read More +

Is Driving with a Hands-Free Cell Phone Really Safer Than Holding a Cell Phone?

In a word: No. If there are degrees of danger, driving while reaching for your cell phone or dialing your phone while driving or texting on your cell phone is very dangerous. People die every day when their eyes are diverted off the road and end up in some hideous crash. And as we know in Florida you can get a citation while driving and texting. But a common belief is, if I’m in my car on my cell phone but talking through a blue-tooth Read More +

Help! Someone Just Crashed Their Car into Mine! What Should I Do?

Being a personal injury lawyer, I can’t tell you how many times I’ve gotten calls from friends and relatives who were just in a car accident and they have no idea what to do. I’m hurt! What should I do? First, let common sense rule: If you’re hurt, call 911 and don’t worry about anything else. Stay in your car and let the paramedics assess your situation. Then maybe call a friend or family member and advise of the crash and injury. Nothing else is Read More +

Do You Have Enough Car Insurance? Don’t Find Out After The Crash.

When I sign up a new client injured from a car crash, one of the first questions I ask is: “Tell me about your own car insurance coverage…..” I’m never surprised when a client responds: “I’m fully covered.” The problem is this is a fairly meaningless statement. Do you know about your car insurance coverage? It’s really important and you should. So, let’s break it down in easy language. Insurance in Florida is complicated and really boring, so this will be a challenge to make Read More +

Emergency Rooms – The New Medical Cash Cows

Every wonder why all these new “Emergency Rooms” are popping up in various locations around town? They’re affiliated with local hospitals but are built at various other locations – detached from their parent hospital. The reason? Emergency rooms appear to become the new profit centers for hospitals. They can generate an enormous amount of revenue in a relatively short amount of time. Not that long ago clients who were checked out after a car crash at the E.R. could expect a bill in the range Read More +