What should I do after I fall to protect my rights?

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Q: What should I do after I fall to protect my rights? A: This all falls into the heading of preserving the evidence. And some people, when they fall, get embarrassed and pick themselves up and leave, never the right thing to do. If you’ve fallen, you need to determine what you fell on. And this may require taking out your cellphone and taking some photos of the area where you fell. If you were seen by a witness, definitely secure the name and contact Read More +

Who pays my medical bills if I am injured in a Florida motorcycle accident?

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Q: Who pays my medical bills if I am injured in a Florida motorcycle accident? A: Motorcycles are not required to have no-fault insurance. Some car insurance companies do provide for the policy of PIP in order to pay for your medical bills. If you don’t have PIP or no-fault insurance to pay for your medicals as it goes, you would have health insurance hopefully to pick up those bills. If not you would need to make a claim against the at-fault driver for all Read More +

Do I have to give a recorded statement to the insurance company in a Florida auto accident case?

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Q: Do I have to give a recorded statement to the insurance company in a Florida auto accident case? A: There really are two insurance companies in this situation regarding recorded statements. The first is your own company and because you’ve got a policy of insurance with your insurance company, which is basically a contract, you do have to obey the terms of the contract, which normally are a recorded statement. With regards to the insurance company for the at-fault party, by no means should Read More +

Who will pay for my rental car following my Florida car accident?

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PERSONAL INJURY AND BANKRUPTCY
Q: Who will pay for my rental car following my Florida car accident? A: After a car accident, if your car is either totaled or it needs to be in the shop for a period of time to be repaired, the other at-fault driver’s insurance company should pay for or provide you with a rental car. If the other driver did not have any liability insurance that would cover your rental car, then unfortunately either you would have to pay for it yourself or you Read More +

I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?

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Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault? Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made Read More +

What is liability insurance?

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Q: What is liability insurance? A: Liability insurance is insurance that covers you in the event you’re in a car accident and you, in fact, are at fault. It prevents the injured party from going after your personal assets or your house or your salary, things like that. If you have car insurance and you have liability insurance, see if you can get the most insurance limits that you can reasonably afford. Nobody wants to be insurance-poor, but the minimum insurance in Florida for liability Read More +