What should I do after I fall to protect my rights?

Q: What should I do after I fall to protect my rights? A: This all falls into the heading of preserving the evidence. And some people, when they fall, get embarrassed and pick themselves up and leave, never the right thing to do. If you’ve fallen, you need to determine what you fell on. And this may require taking out your cellphone and taking some photos of the area where you fell. If you were seen by a witness, definitely secure the name and contact Read More +

Who pays my medical bills if I am injured in a Florida motorcycle accident?

Q: Who pays my medical bills if I am injured in a Florida motorcycle accident? A: Motorcycles are not required to have no-fault insurance. Some car insurance companies do provide for the policy of PIP in order to pay for your medical bills. If you don’t have PIP or no-fault insurance to pay for your medicals as it goes, you would have health insurance hopefully to pick up those bills. If not you would need to make a claim against the at-fault driver for all Read More +

Do I have to give a recorded statement to the insurance company in a Florida auto accident case?

Q: Do I have to give a recorded statement to the insurance company in a Florida auto accident case? A: There really are two insurance companies in this situation regarding recorded statements. The first is your own company and because you’ve got a policy of insurance with your insurance company, which is basically a contract, you do have to obey the terms of the contract, which normally are a recorded statement. With regards to the insurance company for the at-fault party, by no means should Read More +

Who will pay for my rental car following my Florida car accident?

Q: Who will pay for my rental car following my Florida car accident? A: After a car accident, if your car is either totaled or it needs to be in the shop for a period of time to be repaired, the other at-fault driver’s insurance company should pay for or provide you with a rental car. If the other driver did not have any liability insurance that would cover your rental car, then unfortunately either you would have to pay for it yourself or you Read More +

Why Your Injury Settlement Today Might Cause Medicare to Refuse Future Medical Payments

This may seem like a boring topic, but the short take-away is: If you have a significant injury that might require future medical treatments and you settle your injury case today, if you need future medical care as a result of that injury, Medicare may not pay for your future medical care when you’re over 65. Huh? Isn’t that what I spent my adult life paying into? Why wouldn’t Medicare take care of me medically when I need it? As Medicare costs increase, Congress has Read More +

Can I choose my own repair shop following a Florida car accident?

In general, yes, you can. Some insurance companies will require you to bring your car to their shop in order to have the damages assessed or appraised, but, in general, yes, you can pick any auto body repair shop that you would like and they will deal directly with the insurance company that will pay for the repairs. Image credit: Pixel-mixer