Do I have to give a recorded statement to the insurance company in a Florida auto accident case?

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Q: Do I have to give a recorded statement to the insurance company in a Florida auto accident case? A: There really are two insurance companies in this situation regarding recorded statements. The first is your own company and because you’ve got a policy of insurance with your insurance company, which is basically a contract, you do have to obey the terms of the contract, which normally are a recorded statement. With regards to the insurance company for the at-fault party, by no means should Read More +

Who will pay for my rental car following my Florida car accident?

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PERSONAL INJURY AND BANKRUPTCY
Q: Who will pay for my rental car following my Florida car accident? A: After a car accident, if your car is either totaled or it needs to be in the shop for a period of time to be repaired, the other at-fault driver’s insurance company should pay for or provide you with a rental car. If the other driver did not have any liability insurance that would cover your rental car, then unfortunately either you would have to pay for it yourself or you Read More +

I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?

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Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault? Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made Read More +

How long does it take to settle a Florida auto accident case?

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Q: How long does it take to settle a Florida auto accident case? Well, the AMA guides to the evaluation of permanent impairment says that you basically need to treat for about six months or longer. Right off the bat we’re looking at about six months until a doctor can determine if you’ve got a permanent injury. If your case settles without filing suit, typically within the six to nine month range your case can be resolved. However, if a litigation has to be filed, Read More +

If I miss work as a result of a Florida car accident, can my lost wages be recovered?

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Q: If I miss work as a result of a Florida car accident, can my lost wages be recovered? Yes, car insurance that you own or that you have does allow for 60% of your provable wages. If you’re employed, your car insurance company will look at the average of your last 13 weeks salary. However, if you’re self employed, the answer is more complicated. Your car insurance company will pay for 60% of your lost wages based on income tax returns from previous years. For Read More +

Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall?

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Q: Do I have to talk to the other party’s insurance adjuster if I was injured in a Florida slip and fall? A: You do not need to speak to the insurance adjuster for the at-fault party for your slip and fall. It is always advisable to talk to an attorney who may or may not allow you to talk to the other insurance company, but it is never a good idea to talk to the insurance company in a slip and fall unless you’ve got Read More +