Monthly Archives: April 2019

I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault?

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Q: I loaned my car to a friend who was involved in a Florida car accident. Am I liable if my friend was at-fault? Yes, as a matter of fact, you are liable. There’s something called the dangerous instrumentality rule which basically means if you own this 2000 pound piece of steel that flies down the road and 50, 60 miles per hour, you are equally responsible as the owner of the vehicle as well as the driver. So plan on having a claim made Read More +

Do I need new insurance policies after winning the Florida Lottery?

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Q: Do I need new insurance policies after winning the Florida Lottery? A: After you’ve won the Florida lottery, really all your insurance policies should be reviewed for adequate coverage. So certainly your car insurance coverage should be increased, depending on what you already currently have, also property insurance. You can also get an umbrella, a $1,000,000 umbrella, on top of both your car insurance, and homeowner’s insurance. And also, heath insurance, some people don’t have health insurance, and if not, you certainly can afford Read More +